Jason Santos on tapas, a good plane Bloody Mary, and the beauty of a travel credit card

Celebrity chef Jason Santos is so busy running his five Boston-area restaurants — plus appearing on Fox TV’s “Hell’s Kitchen” and Paramount Network’s “Bar Rescue,” as well as stints as a guest chef on other shows, including NBC’s “Today” and “The Talk” on CBS — that he doesn’t have much time for travel. But when he does, it’s Thailand that beckons the 45-year-old blue-haired chef. “It literally will change your life,” he said of the Southeast Asian country in a recent phone call from Los Angeles, where he was filming seasons 21 and 22 of “Hell’s Kitchen,” on which he is one of Gordon Ramsey’s sous chefs. Santos said season 21 should air in the late summer/early fall, “but with COVID, the TV schedule has been a little off.” Season 9 of “Bar Rescue” will air in February, he added. Santos said he is especially excited about his newest eatery, Nash Bar, which opened earlier this month in the space that housed his former restaurant Abby Lane. “It’s super cool, with an open kitchen and a griddle behind the bar so the bartenders can make late-night grilled cheeses,” he said. “There’s also live music and eventually we’re going to have a roof deck.” His other restaurants are Buttermilk & Bourbon in Boston and in Watertown, Citrus & Salt in Boston, and B&B Fish in Marblehead. We caught up with the Melrose native, who lives in Woburn with his wife, Thuy, and their two Shiba Inu pups, Miso and Kobe, to talk about all things travel.

Favorite vacation destination? Thailand. I went there nine years ago and liked it so much that my wife and I went there on our honeymoon three years ago. The people are so incredibly sweet, nice, and genuine, the landscape is absolutely stunning, and the food is on a different level. I can’t get enough. It literally will change your life. I try not to visit to the same place twice, but this is the exception. Vietnam is a close second.

Favorite food or drink while vacationing? Don’t judge me, but there is something about being on a tropical beach and drinking really sweet crappy frozen drinks that just gets me every time.

Where would you like to travel to but haven’t? Barcelona. There is something about the passion for food there that I find mesmerizing and would like to explore firsthand. Also, I want to eat tapas until I can’t eat tapas no more.

One item you can’t leave home without when traveling? My wife.

Aisle or window? I weirdly am particular with this. If it’s a shorter flight I like the aisle — I think in my head that I can get off the plane quicker — and if it’s a long trip I like to have a wall to lean up against.

Favorite childhood travel memory? My parents and grandparents would book a summer lake home every single year in either Maine or New Hampshire. My mom still does it to this day. As a child, I felt like we were driving across the world. My family would pack up the car super early on a Saturday morning with groceries and we would head out.

Guilty pleasure when traveling? I love a good plane Bloody Mary. I generally don’t drink a lot or drink on a plane at all, but for some reason when I am going on a legit vacation, I like to kick it off with a Bloody Mary with a packet of lime.

Best travel tip? Get yourself a travel credit card. It will change the way you travel — from waiting for your flight in a great lounge or an upgrade at a hotel. Want my referral link for a platinum Amex? Just kidding … sort of.


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Chase And Instacart Announce First Co-Branded Credit Card

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners.

Since June 2020, Chase and Instacart have partnered to offer benefits to Chase cardholders, including complimentary Instacart Express membership and discounts. On Wednesday, the bank and food delivery service announced that they would be launching an Instacart co-branded credit card.

The Instacart Mastercard® credit card will be the first co-branded card offered by a food delivery service. The card will give consumers the ability to earn accelerated points on Instacart purchases and give several other benefits, perks and savings.

A joint press release states the card will be released to the public sometime this year.

Here’s what you need to know about the new card offering, and what benefits are currently available to Chase cardholders.

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Chase announces Instacart Mastercard credit card

This announcement comes at a ripe time for grocery delivery.

According to a recent survey from PowerReviews of 8,000 U.S. grocery shoppers, 73% of respondents had purchased grocery items online within the most recent three months of being surveyed. In 2017, that number was a modest 17%.

As we approach the two-year mark of the first pandemic lockdowns, Americans have clearly adopted the stay-at-home shopping model, and this new credit card announcement is a bet that habit won’t change.

Select learned that while the card is being announced today, the details of the card, including spending categories and benefits, will be released later this year.

However, we do know the card is a World Elite Mastercard®. This means cardholders will have complimentary 24/7 concierge service, cell phone protection, Shoprunner benefits and access to Priceless® experiences

But if you’re already using Instacart regularly, you may benefit from the perks offered on other Chase credit cards.

Chase cards that qualify for Instacart Express

There are several dozen Chase credit cards that offer a complimentary membership to Instacart Express, which is the subscription model offering free delivery on Instacart orders over $35 and reduced service fees. Through Jan. 31, 2022 customers who sign up for an Instacart Express membership with an eligible Chase credit card can receive a free membership until April 30, 2022, and $10 off their next order of $35 or more. Once the free Express membership ends, the account auto-renews into an annual membership ($99 annually) on April 30, 2022, unless you cancel beforehand. 

Here are two cards we recommend based on the welcome offers and excellent rewards you can earn with each.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred is a great travel rewards credit card that offers a great sign-up bonus, along with bonus points on travel, dining. Plus it earns 3X points per dollar spent on online grocery purchases, including Instacart. The card has a $95 annual fee.

Chase Sapphire Preferred® Card

  • Rewards

    $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases, 5X points on Lyft rides through March 2022, and 1X points on all other purchases

  • Welcome bonus

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

  • Annual fee

  • Intro APR

  • Regular APR

    15.99% to 22.99% variable on purchases and balance transfers

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

  • Credit needed

Chase Freedom Unlimited®

The Chase Freedom Unlimited card is a valuable cash-back credit card that earns rewards in specific categories.

As you spend on the card, you can earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining at restaurants (including takeout) and drugstores and 1.5% on all other purchases on up to $20,000 spent in the first year. In addition, the card comes with a 0% intro APR offer on purchases and balance transfers for the first 15 months of card membership (variable APR of 14.99%–23.74% afterward). The card doesn’t have an annual fee.

Chase Freedom Unlimited®

  • Rewards

    Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases

  • Welcome bonus

    Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.

  • Annual fee

  • Intro APR

    0% for the first 15 months from account opening on purchases and balance transfers

  • Regular APR

    14.99% to 23.74% variable

  • Balance transfer fee

    Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

  • Credit needed

Bottom line

This new card announcement isn’t a shock as grocery delivery has skyrocketed in popularity. However, the convenience of grocery delivery comes at a cost. It’s known that Instacart can upcharge on the items you order. For example, a gallon of milk may be $4 in the store, but you may pay $5 for that same gallon when ordering through the platform. And it’s also customary to tip your Instacart drivers for their services.

If you enjoy shopping online for your groceries, you may ordering online and picking up the groceries yourself to save money. In many cases, this service is offered at no additional charge to you. Don’t forget to use a credit card that earns bonus points or cash back on grocery purchases.

But if you value your time more than the premium of using Instacart, you may want to keep your eye out this year for this new credit card offering.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

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Siblings Used An Amazon Gift Card To Tip Their Server & TikTok Is Divided Over It

The holiday season can really put a dent in your wallet, and there’s a chance that sometimes, you might be out of cash but flush with gift cards.

That’s precisely what happened to a sibling trio on TikTok during a recent trip to a Korean BBQ spot in California.

Kaitlyn and Gustavo Lombera, along with their older sister, decided to grab some food together but found themselves in a pickle when they had no spare change left to pay their tip.

The siblings posted about the awkward moment on TikTok, in a video that shows them leaving a $25 Amazon gift card on top of their almost $100 bill.


holidays left us #broke 😮‍💨😮‍💨

The caption read: “holidays left us #broke.”

To be fair, they asked the waitress first if she’d accept her tip in gift card format, the siblings told BuzzFeed. The server was totally OK with it and even thought it was funny, they said.

However, other TikTok users were torn over how they felt about paying with a gift card. Many who identified as service industry workers said they’d love to get a gift card as a tip, while others thought it was a cheap move.

One commenter said: “I’m a bartender. I WOULD HAVE LOVED THAT AS A TIP!!! 😁😁😁”

Another agreed and even pointed out that the $25 gift card was probably more than she would get in tips anyways.

“Also that $25 gift card is not taxable. You get that money all for you,” said another person in the comments.

However, not everyone agreed with the move.

One person said: “I didn’t think it was bad till I saw the bill. ‘We didn’t have money for a tip,’ you should’ve put some food down then.”

Other people also brought up the hefty bill and questioned why they were unable to pay the tip.

“Really?! The receipt says it cost $95, and he couldn’t afford to tip her $10 like wow.”

Many people came to their siblings’ defence and pointed out that tips are up to the guest, so a gift card should be more than acceptable.

“It blows my mind that people get angry at customers for not tipping them, rather than be mad at companies for not paying a livable wage,” one person wrote.

Another person joked that the card might be nearly empty. “Gift card has $0.37 in it,” they wrote.

One user who claimed to be the restaurant owner’s son even joined in on the fun.

“LMAO that’s my dad’s restaurant!” he wrote. “Hope you guys enjoyed.”

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How To Get Big Value From Your Credit Card

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners.

Among your new years resolutions may be tasks like filling your Roth IRA, buying a home or even traveling to that one country that’s been on your bucket list. It’s important to have smaller goals along with lofty ones, and if you’re interested in improving your personal finances this year, consider starting with the benefits of the credit cards in your wallet.

While the main purpose of credit cards is to have spending flexibility and to earn rewards on your purchases, many cards have additional benefits including airport lounge access, Global Entry/TSA PreCheck credits, travel insurance, purchase protection and more. And by not using the card to its fullest potential, or even switching to a better card, you may be leaving money and value on the table.

Select details how you can maximize your credit cards this year while still being financially responsible.

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How to get big value from your credit cards in 2022

Many consumers use their credit cards in a very simple manner: spend and pay the statement each month. However, there is much more to credit cards than meets the eye.

1) Do an audit of where you spend the most money

Americans leave about $30 billion in rewards on the table every year, according to Uthrive. This boils down to anywhere between $210-$960 per consumer, and this typically happens by spending on the wrong card. You can avoid this by analyzing your spending and finding where you spent the most money.

In fact, many card issuers will divide up your spending based on category for you to show you where you regularly spend. From there, you may be able to replace one card for another to increase the amount of rewards your earn.

For example, if you spend regularly at restaurants with the Citi® Double Cash Card, you will earn 2% cash back: 1% on all eligible purchases and an additional 1% after you pay your credit card bill. While 2% cash back isn’t a bad rewards rate, you may find better value in a card like the American Express® Gold Card, which gives 4X Membership Rewards® points per dollar spent at restaurants (including takeout and delivery).

This tip is best suited for consumers who use one credit card for all purchases, which avoids the hassle of having multiple cards and tracking spending categories. For me, I’m currently on a ‘one card strategy’, with my go-to card being the Chase Sapphire Preferred® Card. I’m aware I’m probably leaving some rewards on the table, but I’ve made the decision it’s the right strategy for now.

However, by switching your main credit card to one that better complements your largest spending category, you can drastically make a difference in the amount of rewards you earn.

2) Don’t let spending credits go to waste

In recent years, banks have been adding spending credits to many of their credit cards. Most notably, during the early months of the pandemic, issuers like Chase and American Express were shelling out rewards for more relevant purchases, like grocery stores and take out food, as travel credit card holders were unable to use their benefits.

Now, spending credits are becoming a staple. Most recently, I have been taking advantage of the $10 monthly Gopuff statement credits offered on my Chase Sapphire Preferred.

Premium cards, including the Business Platinum Card® from American Express and The Platinum Card® from American Express, allot several credits to cardholders — including Uber credits, airline fee credits, and more. And since these cards have high annual fees, it’s even more important to use the credits to “earn back” some of the cost of the annual fee.

For myself, the easiest way to keep track of these spending credits is by tracking them in a specific section on my budget spreadsheet.

3) Use your travel insurance, if needed

As more Americans have become cautious of travel hiccups and health-related issues, the travel insurance industry has seen a large spike in customers. In a recent survey from Allianz Travel Insurance, 84 percent of respondents indicated that they’re likely or may be likely to purchase a separate travel insurance policy.

But did you know your travel credit card may have complimentary travel insurance as a benefit? By simply booking your flight on the right card, your trip can automatically be covered in the case it’s severely delayed or cancelled.

For example, I booked my Christmas flight using my Chase Sapphire Preferred® Card, and the flight home was cancelled due to staffing issues. Because of that, the insurance policy kicked in and covered the costs of a new flight, hotel and food. This policy alone makes the annual fee absolutely worth it.

4) Consider asking for a credit line increase

Your credit score is a very important part of your financial health, and your credit cards can actually be used to help build your credit score.

A credit score is made up of these five factors:

  • Payment history (35% of your score)
  • Amount owed and amount of credit used (30% of your score)
  • New accounts opened (15% of your score)
  • Length of credit history (10% of your score)
  • Types of credit (10% of your score)

For this example, we’ll focus on the amount owed and amount of credit used portion. Let’s say your credit card has a credit limit of $5,000 and your regular balance is around $2,000. That means you’re using 40% of your credit allotted, which can be detrimental to your score. It’s recommended to avoid using over 30% of your allotted credit line.

But if you simply call your credit issuer and request a credit line increase, and they increase it to $10,000, that will put your credit line usage at 20%.

By extending the amount of credit you have, along with using as little of it as possible, you can give your credit score a boost at no additional cost.

While this isn’t using the benefits of the card, improving your credit score through responsible credit card use is a great benefit to having a credit card in your wallet.

Bottom line

More than 190 million Americans have credit cards, and it’s safe to say many of these cards aren’t maximized to their fullest potential. Whether you have a card to earn cash back, travel rewards, or are using one to build your credit score — it’s wise to look at what your card can offer you beyond spending flexibility.

However, the core tenet of maximizing your credit card is to spend within your means, and pay off the balance in full each month to avoid paying credit card interest. Paying only the minimum payment can lead to financial disaster.

Catch up on Select’s in-depth coverage of personal financetech and toolswellness and more, and follow us on FacebookInstagram and Twitter to stay up to date.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

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Aaron Rodgers’ bingo card of Green Bay must-dos: Frosty Tip, fish fry

GREEN BAY – After 17 years of living in Green Bay, Aaron Rodgers knows the area well enough to know going to the old-fashioned walk-up window of Deprey’s Frosty Tip in Dyckesville for an ice cream cone is a rite of summer for locals.

But after 17 years of living in Green Bay, the Packers quarterback also still doesn’t quite see the mouth-watering deliciousness in a bag of fresh, squeaky cheese curds like a lot of locals do.

In other words, Wisconsin: You win some, you lose some.

During his regular Tuesday appearance on “The Pat McAfee Show,” Rodgers revealed what’s on his Green Bay bingo card — or “scavenger hunt list,” as he called it — of must-dos if you want to get the authentic experience of what life is like here. He often shares that Green Bay bucket list with young players who are new to the city and want to get to know what it’s all about beyond Lambeau Field. 

“Here’s some of the things you’ve got to do to ingrain yourself in the culture of Green Bay: I’m talking about going to a supper club. Going to a fish fry on Friday or Saturday. … You’ve got to go ride the (Zippin Pippin) roller coaster at Bay Beach (Amusement Park). That’s an important one,” Rodgers said. “You’ve got to spend time in Door County. You’ve got to go to the Frosty Tip in Dyckesville. It’s a good place, man. You’ve got to go ice fishing.”

It’s a solid list, and because he’s still a self-described “Cali boy” at heart, he gets a free pass on suggesting a fish fry on a Saturday when Wisconsinites know its synonymous with the Friday night social calendar.

Show co-host A.J. Hawk asked Rodgers what it was like coming in as a California native, replacing Brett Favre, “a country dude” who seemed to fit in so effortlessly in a “hard-working, gritty town” like Green Bay, and then winning over fans with his play.

Rodgers knew it would be a change for fans, who were used to seeing Favre wrestle teammates on the sidelines and do commercials for Wranglers jeans. (Rodgers, by contrast does commercials for IZOD.) 

“I think an important part of being a quarterback, face of the franchise is embracing the culture,” Rodgers said. “I feel like I’ve done that. I’ve lived here for 17 years. I’ve got friends outside of football who live in this town. I love the interaction with the fans. They basically know where they can possibly see me is one of like three places, but I enjoy the culture here.” 

That includes curds — if by default.

“Even eating cheese curds, which, unless they’re fried, to me, have absolutely zero taste and definitely no nutritional value, but it’s one of those things you just do to become part of the culture,” Rodgers said.

Taking one for the team, you might say. 

RELATED: A look back at Aaron Rodgers’ top pop culture moments in 2021

RELATED: John Madden’s visits to Green Bay came with many good local eats 

Rodgers has a home in Malibu but Green Bay has been a ‘good marriage’ for him

For Rodgers, who also has a home in Malibu, California, settling into life in the smallest market in the NFL wasn’t as much of a stretch as people may think. He grew up in small communities in northern California that he said gave him an appreciation for small towns and the hard-working people who live in them. 

“When I got here I knew it was going to be a good marriage between how I grew up and where I come from and this town,” he said.

He made a point to study Wisconsin and travel all across it, including the Northwoods, Door County, Milwaukee, Madison and Wisconsin Dells, which bills itself as “The Waterpark Capital of the World.”

“I got to know the people here and what they’re all about and what makes this region so special, and I embraced it and embrace it to this day,” Rodgers said. “I’m so thankful that I’ve had 17 great years in this state and enjoyed every one of them.”

Contact Kendra Meinert at 920-431-8347 or [email protected] Follow her on Twitter @KendraMeinert

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Get automatic rental car elite status through your credit card

Get automatic rental car elite status through your credit card – The Points Guy

Advertiser Disclosure

Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Venture X Vs American Express Platinum Card – Forbes Advisor

Statement Credits and Amex Offers

The American Express Platinum features a long list of statement credit offers offering discounts or rebates on services from Uber rides to Walmart+. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers will be able to take advantage of at least some of these credits. Credits offered with the American Express Platinum include:

  • $200 Hotel Credit toward eligible Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel
  • Up to $100 Saks Credits issued in $50 biannual credits
  • Up to $200 Uber Cash Credits issued in $15 monthly credits with a bonus $20 in December. To be eligible a cardholder must link their eligible card to their Uber account. Uber Cash can be used for U.S. rides or Eats.
  • Up to $240 Digital Entertainment Credits for eligible digital entertainment once enrolled
  • $155+ Walmart Plus statement credit when you pay your monthly $12.95 fee with your card
  • Up to $300 Equinox Credits issued in $25 monthly credits for select Equinox memberships when you pay with your card
  • Up to $300 SoulCycle Credits
  • Up to $200 Airline Incidental Fee Credits on one eligible airline each year you enroll

For more details on the American Express Platinum’s various statement credits, take a peek at the Forbes Advisor review of the American Express Platinum.

In addition to statement credits, all American Express cards feature Amex Offers, which are promotions offered in partnership with merchants that can be added to your card online. Amex Offers frequently include discounts and rebates of 20% or more on popular national vendors from Sam’s Club to hotel chains and cruises.

Airport Lounge Access

Both the Venture X and American Express Platinum offer cardmembers lounge access through Priority Pass. Both cards include access for the primary cardmember and two accompanying guests and to the issuer’s network of airline lounges. However, it’s the card issuers own lounges that make the difference where American Express pulls ahead. While Capital One’s network of lounges currently includes three planned airport lounges, the American Express lounge network includes over 40 Centurion Lounges and Centurion Studios lounges.

In February 2023, American Express will change its lounge access policy, only admitting one cardmember until hitting a spending requirement, which will almost certainly change the calculus for everyone except solo travelers, but for now the lounge access advantage is with American Express.

However, with respect to lounge access, there’s one particular class of travelers who will benefit even more from the airport lounge access offered by the Platinum Card: Solo Delta Air Lines travelers.

Lounge Access for the Solo Delta Air Lines Flyer

Yes, we just mentioned lounge access above, but the American Express Platinum deserves a special call out for Delta Air Lines travelers.

If you usually travel alone and are a frequent Delta Air Lines flyer, the American Express Platinum card can provide tremendous value through its Delta Sky Club access benefit. The card includes Delta Air Lines lounge access for the primary cardmember when flying a same-day Delta itinerary. If you are a frequent Delta Air Lines traveler, this alone could tip the balance in favor of the American Express Platinum card.

Transfer Partners for U.S.-Based Travelers

Transfering points to airline and hotel partners has long been considered the best way to get outsized value from transferable points programs and the American Express Platinum and Capital One Venture X offer point transfers to many of the same partners. The American Express Platinum card ekes out a slight advantage for U.S. travelers, as it trades the Venture X’s partners TAP Air Portugal, FinnAir and Turkish Airlines for Virgin Atlantic, JetBlue, Iberia, El Al and Delta.

In addition to airline transfer partners, American Express Membership Rewards points can be transferred to IHG, Hilton and Marriott. While these transfer partners generally represent a low-value use of points, they are likely more usable than Capital One’s transfer partners, Accor and Wyndam, for U.S.-based travelers.

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Capital One Launches Premium Travel Credit Card Venture X

There’s a new player in the competitive realm of high-end travel credit cards: Capital One’s just-launched Venture X. The card offers rewards of 10 miles per dollar on hotels and rental cars booked through Capital One’s travel portal, and 5 miles per dollar on flights booked through the portal. All other purchases earn 2 miles per dollar spent.

Venture X has an annual fee of $395, but it is offset by significant benefits. New cardholders will earn a 100,000-mile bonus offer once they spend $10,000 on purchases within the first six months from account opening, and cardholders will earn 10,000 more bonus miles every account anniversary. Each Capital One mile generally is worth 1 cent when redeemed for travel. The Venture X also delivers an annual travel credit up to $300 in statement credits on bookings through Capital One Travel.

Relaunched Travel Portal and New Airport Lounges Part of Premium Push

Earlier this fall, Capital One debuted a redesigned Capital One Travel, the place for Capital One cardholders to redeem miles and book travel. Venture X cardholders get huge miles bonuses for booking via the portal, even compared with other Capital One cards. The Capital One Venture Rewards Credit Card, for instance, gets a 5-miles-per-dollar bonus for booking hotels and rental cars through the portal, compared with Venture X’s 10-miles-per-dollar bonus. Venture cardholders get no bonus for booking flights, compared with Venture X’s 5-miles-per-dollar bonus.

Capital One just opened its first airport lounge, located at Dallas-Fort Worth International Airport. Venture X cardholders have unlimited free access, plus complimentary entry for two guests per visit. (By comparison, Venture cardholders get only two free visits per year.) Capital One plans to open two more lounges in 2022, at Denver International Airport and Washington Dulles International Airport.

What Are Additional Benefits and Terms of the Venture X Card?

For a limited time, Capital One is offering another new-cardholder benefit: Get up to $200 in statement credits for vacation rentals paid for with your Venture X within the first year. Additional card benefits include:

  • Enroll in Priority Pass and get unlimited complimentary access to more than 1,300 domestic and international airport lounges.
  • Receive up to $100 in reimbursement on Global Entry or TSA PreCheck.
  • Venture X charges no foreign transaction fees.
  • Venture X miles won’t expire, and there are no blackout dates when you use them to book travel.

The Venture X has an annual fee of $395. Additional card terms and fees include:

  • Annual percentage rate for purchases and transfers of 16.99%, 20.99% or 23.99%, based on creditworthiness.
  • Cash advance APR of 23.99%.
  • Transfer fee of 3% of each transferred balance.
  • Cash advance fee of either $10 or 3%, whichever is greater.
  • Late payment fee of up to $40.

Should You Get the Capital One Venture X Credit Card?

Before the Venture X, Capital One offered two travel rewards cards: the Capital One Venture Rewards Credit Card, with an annual fee of $95, and the Capital One VentureOne Rewards Credit Card, with no annual fee. The Venture X has a significantly higher annual fee of $395, but the benefits are also significantly better.

Capital One is positioning the Venture X to compete with high-end travel cards like the Chase Sapphire Reserve ($550 annual fee) and The Platinum Card from American Express ($695 annual fee). If you travel often, you should certainly consider the Venture X – especially if you frequently pass through Dallas-Fort Worth, Denver or Washington Dulles airports, where a new Capital One lounge could be a welcome oasis during hectic travel days.

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A brash move from United, Capital One’s new premium travel card, where to get a quick COVID-19 test and more

A brash move from United, Capital One’s new premium travel card, where to get a quick COVID-19 test and more

Advertiser Disclosure

Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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