Betfair Chase Templegate Tip And Runner-by-runner Guide To £200,000 Grade 1 At Haydock Live On ITV On – Todayuknews



Betfair Chase Templegate Tip And Runner-by-runner Guide To £200,000 Grade 1 At Haydock Live On ITV On  Todayuknews



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Chase migrates cardholders to new travel booking portal






Chase migrates cardholders to new travel booking portal





















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Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Quick Points: Unlock a year of free Lyft Pink and Grubhub+ with the Chase Sapphire Reserve






Quick Points: Unlock a year of free Lyft Pink and Grubhub+ with the Chase Sapphire Reserve – The Points Guy





















Advertiser Disclosure



Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Chase entices spending on some United cards with bonuses of up to $240 in travel credit






Chase entices spending on some United cards with bonuses of up to $240 in travel credit





















Advertiser Disclosure



Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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How Often Can You Get a Chase Sapphire Welcome Bonus?


Are you looking to collect another Chase Sapphire card welcome bonus? You may need to wait a while.

The Chase Sapphire collection of credit cards are a favorite, especially for frequent travelers. That’s because both cards offer some fantastic perks that can make travel a lot easier. Additionally, both the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card have impressive welcome bonuses.

If you already have one of these cards or have had one in the past, you may be wondering if you can get another Sapphire card and earn the welcome bonus again. The good news is you can, but you’re going to want to keep reading to find out about the restrictions.

Why people love the Chase Sapphire cards

There is a lot to love about each of these travel rewards cards. Each card comes with a hefty welcome bonus offer, but that’s not all. Here are some of the reasons these cards get so much attention:

  • The Chase Sapphire Preferred® Card card earns 2 points per $1 on travel and dining purchases.
  • The Chase Sapphire Reserve® card earns 3 points per $1 on travel and dining purchases.
  • Bonus points can be exchanged for statement credit, can be used to make travel purchases through the Chase Ultimate Rewards travel portal, or transferred to airline and hotel travel partners at a transfer rate of 1:1.
  • Points can be redeemed through the “Pay Yourself Back” program for more value as a statement credit in rotating categories through Sept. 30, 2021.
  • Both cards have no foreign transaction fees — for cards that have this fee, it’s typically around 3% of every transaction made abroad.
  • Both cards offer statement credits for Peloton All-Access memberships through Dec. 31, 2021.
  • Both cards earn more points on Lyft ride purchases through March 31, 2022.
  • The Chase Sapphire Preferred® Card card offers up to $50 in grocery statement credits within the first year of card membership
  • The Chase Sapphire Reserve® comes with premium perks like airport lounge access through Priority Pass Select, $300 annual travel reimbursement statement credit, and up to $100 every four years as reimbursement for either the TSA PreCheck or Global Entry application fees. Tip: We recommend Global Entry, as it offers more value and also gives you access to the TSA PreCheck line.

Can you get a Chase Sapphire welcome bonus more than once?

You can qualify for this welcome bonus more than one time. However, if you read the sign-up bonus fine print, you’ll see that there are restrictions in place to keep people from collecting the bonus regularly.

First, you can only earn a bonus once every 48 months. In addition, you can only carry one open Chase Sapphire card in your wallet. This means if you have the Chase Sapphire Reserve® card, last got the bonus 50 months ago, and you’re thinking of getting the Chase Sapphire Preferred® Card, you’ll need to downgrade or cancel the Chase Sapphire Reserve® card first.

This rule is important to remember. You don’t want to apply for another Sapphire card and either get denied or not receive the bonus because your 48-month timeline is not yet up. Before you rush to fill out a Chase Sapphire credit card application, check to see when you last received the welcome bonus. If you’re unsure, you can contact the Chase customer service line by calling 1-800-432-3117.

To receive a Chase Sapphire welcome bonus again, you’ll need to play the waiting game. If you don’t yet meet the 48-month timeline, you may want to consider applying for another credit card or waiting longer before applying. For more help or inspiration, check out our list of top credit cards.



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Indiana man killed in crash during police chase in Shelby County


Investigators said the driver was traveling at a high rate of speed in an attempt to flee police. He lost control of the vehicle and was ejected.

SHELBY COUNTY, Ky. — Kentucky State Police are investigating after an Indiana man died in a crash on Frankfort Road, US 60 during a police pursuit in Shelby County Sunday night.

Officers from the Shelbyville Police department attempted to locate a vehicle after the driver, later identified as 47-year-old Michael Wagner, allegedly “stopped on the travel portion of the roadway and pointed a handgun at other motorists.”

Officers located the vehicle and attempted to make a traffic stop, but Wagner did not stop, leading police on a pursuit.

Investigators said Wagner was traveling at a high rate of speed in an attempt to flee police. He lost control of the vehicle and was ejected.

Wagner was pronounced dead at the scene. 

No other vehicles were involved in the crash.

KSP’s investigation in ongoing.

This story may be updated.


►Make it easy to keep up-to-date with more stories like this. Download the WHAS11 News app now. For Apple or Android users. 

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College Sports: MCC women tip off Region IX title chase with win (4/5/21)


McCook Community College’s Gail Whiting goes to the paint for two of her 12 points in an opening round Region IX Tournament win over Lamar (Colo.) Community College at the Graff Events Center on Saturday.

mccindians.com

For the third year in a row the McCook Community College women’s basketball team open the Region IX Division I tournament with a first-round play-in win over Lamar Community College. The Lady Indians topped the Runnin’ Lopes Saturday 53-47 in the Peter and Dolores Graff Events Center.

MCC beat Lamar 60-56 at home on Feb. 17 and downed the Lopes 66-46 in Colorado on March. 19.

“It’s hard to beat a team three times in a year, and we’ve done it three years in a row in the opening round of Regionals,” said MCC Coach Brandon Pritchett.

“It’s hard to come in and face a team like that and continue to execute night-in, night-out but we came away with a win and that was our number one goal,” he said.

MCC will travel to La Junta, Colo. for the remaining portion of the Region IX Women’s tournament and start with a Thursday game (7:30 MT) game against Eastern Wyoming.

MCC shot 40.9 percent from the field made five of 19 shots from the 3-point line, and made six of 11 from the free throw line.

“We’ve got to fix some things offensively and we need to make free throws to finish games,” Pritchett said.

Sophomores Gail Whiting (sophomore, Montgomery, Ala.) and Amiya Dartest (Jennings, La.) both scored 12 points for the Lady Indians. Carla Torrubia Cano (sophomore, Melilla Spain) sored 11. Whiting led MCC with nine rebounds (five on the offensive boards) and Cano had eight.

MCC out-rebounded Lamar 46-42.

“I think our defense is still there. I think we are one of the best defensive teams in the region when we really put it all together and really get after it,” Pritchett said.

Lamar was held to 27.1 percent shooting, made seven of 28 shots from the arc (25.0 percent) and 10 of 18 free throws (55.6 percent).

“The defensive side of things is going to make us or break us come the next several rounds of the tournament,” Pritchett said. “If we put things together it’s a good match up for us, we’re excited to get back to the drawing board this week and prepare for Eastern Wyoming on Thursday.”

Lamar ends its season at 5-17.

MCC is 14-8 and will take on 14-7 Eastern Wyoming Thursday.



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Chase extends Pay Yourself Back, travel credit on Sapphire cards






Chase extends Pay Yourself Back, travel credit on Sapphire cards






























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Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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How I used my Chase card to save on Michelin-worthy takeout and earn 10x points





How I used my Chase card to save on Michelin-worthy takeout and earn 10x points











Advertiser Disclosure



Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Definitive Guide to Chase Ultimate Rewards Points


Of all the credit card rewards programs on the market, Chase Ultimate Rewards are among the best and most popular.

It has a long list of airline and hotel partners where you can transfer your points. It lets you redeem points as cash through the Chase travel portal. And it offers several credit cards with large sign-up bonuses, high rewards rates, and useful travel benefits.

To get the most out of this rewards program, you need to understand how it works. The value you get for your points depends heavily on how you use them, because some redemptions give more than double or triple the value of others.

This guide will teach you all about the Ultimate Rewards program. By the end, you’ll know exactly how to redeem your points to book the travel you want.

How does the Ultimate Rewards program work?

The Ultimate Rewards program allows you to earn points that you can then redeem for rewards. Travel is the most popular and valuable reward option.

You’ll have access to the program as long as you have at least one active Ultimate Rewards credit card. Every time you earn a sign-up bonus with an Ultimate Rewards card or use one for a purchase, you’ll earn more points.

Which credit cards earn Ultimate Rewards points?

Chase currently has three travel credit cards that earn Ultimate Rewards Points:

Earning more points with Chase companion cards

There’s a way you can use Chase cash back cards to collect more Ultimate Rewards points.

If you have both a Chase cash back card and a Chase travel card, you can transfer your cash back to the travel card at a rate of 100 points per $1.

Because Chase’s cash back credit cards offer high earning rates in areas that its travel cards don’t, they work well as companion cards to help you earn more travel points. You simply use the cash back card for the purchases that earn you more, and then transfer that cash back to your travel card.

There are several options for Chase companion cards:

How to redeem Ultimate Rewards points

Chase offers quite a few ways to redeem Ultimate Rewards points. The options that get you the most value are:

  • Transfers to travel partners
  • Travel purchases through the Ultimate Rewards travel portal
  • Statement credits towards everyday purchases with Pay Yourself Back*
  • Chase Dining program redemptions*

*Through April 30, 2021

Here’s a closer look at these and other redemption methods.

1. Transfers to travel partners

You can transfer your points to the loyalty programs of airlines and hotels that partner with Chase. Transfers to most partners process instantaneously, and all transfers are final. The transfer ratio is 1:1 with every partner. After you transfer points, you can use them with the partner to book airfare or a hotel stay.

This redemption method offers the most potential value. There is, however, a learning curve to finding the best transfer options for the travel you want to book.

These are the current loyalty programs where you can transfer your Ultimate Rewards points:

Airlines: Aer Lingus AerClub, British Airways Executive Club, Emirates Skywards, Flying Blue Air France KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club

Hotels: IHG Rewards Club, Marriott Bonvoy, World of Hyatt

Pro tip: Don’t forget about airline partnerships and alliances. When you have points with one airline, you can also use those points to book flights with any of that airline’s partners and fellow airline alliance members.

The biggest airline alliances are SkyTeam, Star Alliance, and Oneworld. Chase has transfer partners in all three. So even though there are 10 frequent flyer programs in the Ultimate Rewards program, you could use points to book flights with more than 60 airlines thanks to partner bookings.

Those partners include American Airlines and Delta Air Lines, the other two major domestic carriers that aren’t directly partnered with Chase. You won’t find many airline credit cards that give you more flight-booking options.

2. Travel purchases through the Ultimate Rewards travel portal

With this method, you search for travel on the Ultimate Rewards travel portal and redeem your points toward the cash price of the purchase. When you redeem your points this way, their value depends on which credit card you have. Here are the current point values by card:

  • Chase Sapphire Preferred® Card and Chase Ink Business Preferred℠ Credit Card: $0.0125 per point
  • Chase Sapphire Reserve®: $0.015 per point

There are a few extra perks with this method. Booking through the Ultimate Rewards travel portal is usually considered a cash purchase by the airline or hotel. That means you can earn points in their own loyalty program. If you had transferred your points to make an award booking, you wouldn’t earn anything.

Your booking will also qualify for any travel insurance and protections your Chase card offers. When you transfer points and make an award booking, your Chase card’s travel protections don’t apply.

It’s also possible to book more types of travel this way. In addition to airlines and hotels, the travel portal also offers car rentals, activities, vacation rentals, and cruises.

3. Cover everyday purchases with Pay Yourself Back

Through April 30, 2021, Chase lets you redeem Ultimate Rewards points as a statement credit towards the following types of spending made within the last 90 days:

  • Grocery store purchases
  • Dining at restaurants, including takeout and eligible delivery services
  • Home improvement store purchases
  • Donations to select charitable organizations

You get the same rate as when you redeem points for travel through the Ultimate Rewards site. That means $0.0125 per point with the Chase Sapphire Preferred® Card or the Chase Ink Business Preferred℠ Credit Card and $0.015 per point with the Chase Sapphire Reserve®.

4. Chase Dining program redemptions

The Chase Dining program lets you use your points for Sapphire Private Dining series events, takeout, outdoor seating reservations, and more.

Like Pay Yourself Back, you can also get more value from this method through April 30, 2021. Points are worth just as much through Chase Dining as they are for Ultimate Rewards travel purchases until that date.

5. Other redemption methods

You can also redeem Ultimate Rewards points for cash back or gift cards. You’re almost always better off avoiding these methods. You only get $0.01 per point (unless there’s a special gift card offer). Since you can get more value from other redemptions, it makes sense to stick to those.

What are Ultimate Rewards points worth?

An Ultimate Rewards point is worth either $0.0125 or $0.015 per point towards travel, depending on the Chase card you have. You could also get more value if you transfer points to travel partners.

If you transfer your points, there’s a wide range of redemption opportunities available. Some will earn you $0.01 or less. On the other end of the spectrum, you could find redemptions worth more than $0.03 per point.

Earning $0.015 to $0.03 per point is a reasonable expectation for Ultimate Rewards points. That’s a range that you can typically reach if you use your points wisely, but it won’t require you to spend weeks hunting down deals.

Do Ultimate Rewards points expire?

Ultimate Rewards points don’t expire as long as the credit card with the points is open. If the card is closed, any remaining points will be lost. That’s why you should never cancel your credit card without redeeming your unused rewards points first.

You’d also lose your points if Chase decided to close your account. Although credit card companies can close an account at any time, it doesn’t happen often. The most common reasons Chase would cancel your card are if you:

  • Don’t make your minimum payment for at least 90 days
  • Declare bankruptcy
  • Commit fraud, either with your Chase card or with its rewards program

Can you buy Ultimate Rewards points?

No, you can’t buy Ultimate Rewards points. Chase used to allow cardholders to purchase points, but it discontinued this feature in 2012.

Combining your Chase points onto one credit card

It’s easy to move points from multiple Chase credit cards to just one. All you need to do is log in to your Chase Ultimate Rewards account, open the “Earn / Use” dropdown menu, and click “Combine Points.” From there, just follow the prompts to combine points with the card you want.

If you’re wondering why you’d do this, there are several potential reasons:

  • To use your rewards for travel. If you have a Chase cash back card, you can transfer its rewards to a Chase travel card. This turns your cash back into travel points.
  • To get more for your points. The Chase Sapphire Reserve® has the best rate ($0.015 per point) with the Ultimate Rewards travel portal, Pay Yourself Back, and Chase Dining. If you have that card, you should move your points onto it before redeeming them through those methods.
  • To simplify redemptions. It’s more time-consuming to redeem points when they’re spread across multiple credit cards. You can redeem more points at once by combining them onto a single card.

How to use your points to book the travel you want

The challenge with Chase points is figuring out the best way to use them for the trip you want. Here’s a simple method that will help you book travel with your Chase points.

1. Start in the Ultimate Rewards travel portal

Decide what type of travel you want to book with your points, and search for it on Chase’s travel portal. For flight and hotel bookings, we’re going to compare how much you’d pay in the travel portal versus transferring your points.

If you want to book anything besides a flight or hotel, the comparison isn’t necessary. You can transfer points to book airfare or hotel stays, but the travel portal is your only option for other types of travel.

The following steps will cover what to do for flight and hotel bookings.

2. Look up prices for award airfare and hotel stays

Visit the websites for any Chase travel partners you could use for your trip. Plug in your trip details and select the option to pay in points/miles.

This will show you how much the various airlines and hotels would charge for award bookings, which is also how many Chase points you’d need.

3. See which option costs fewer points

Now you’ve checked prices in the Ultimate Rewards travel portal and for award bookings, you can compare them and pick whichever costs less.

If there’s not much of a difference, it’s better to go with the travel portal. Since it will count as a cash travel purchase, you’ll likely be able to earn rewards in the airline or hotel’s loyalty program. Your Chase card’s travel protections will also apply. Neither would happen with an award booking.

4. Book your travel

Either make your purchase through Chase’s travel portal or select the option to transfer points to a partner.

If you transfer your points, you’ll be able to book your award airfare or hotel stay once the transfer is complete. With most Chase travel partners, this happens instantly.

Best ways to use Ultimate Rewards points

There are a few redemption options that tend to get excellent value for your points.

1. Business-class and first-class airfare

If you’re aiming for peak value, expensive flights are where it’s at. The absolute best deals are usually business-class and first-class seats on international flights. It’s possible to get $0.03 per point or much more on those. First-class seats on domestic flights can also be a great deal.

2. Hyatt hotel stays

While value isn’t great on most transfers to Chase hotel partners, Hyatt is the notable exception. Its awards chart has much better prices than most of the competition. When transferring Chase points to Hyatt, it’s often possible to get $0.02 per point or more.

3. Redemptions through the Ultimate Rewards travel portal

The Ultimate Rewards travel portal offers a useful alternative to points transfers. If award bookings are too expensive or unavailable, you can still book through the travel portal. It’s a good idea to get the Chase Sapphire Reserve® if you think you’ll use this method often. That way you can take advantage of its $0.015 per point rate on travel redemptions.

Worst ways to use Ultimate Rewards points

There are some spectacular redemption options available in the Ultimate Rewards program, but there are also those that get you very little per point. Without further ado, here’s the Hall of Shame:

1. Award flights with high fees

British Airways and Virgin Atlantic are the most notorious offenders here. The enormous surcharges they tack on to award tickets make it so you’re practically paying in points plus cash. Once you take surcharges into account, you may not even crack $0.01 per point on your award ticket.

With both those airlines, you’re almost always better off using their points to book flights on their partner airlines. However, British Airways does have solid short-haul flight deals, which are its saving grace.

2. Award stays with hotels other than Hyatt

IHG and Marriott are lackluster choices for award stays as you’ll usually get around $0.01 per point.

Instead, go through the Ultimate Rewards travel portal to apply the cash value of your points toward bookings with these hotels. You’ll get an equal or better value, and you’ll earn points with the hotel on the booking.

3. Cash back and gift cards

The only time you should get cash back from Ultimate Rewards points is if it’s an emergency. Otherwise, stick to using your travel card for travel rewards.

Gift cards are almost always a waste of time and points. Most of these offers get you $0.01 per point, and you can only use the gift card with one retailer.

See the world and pay with Chase points

The great thing about Ultimate Rewards points is their versatility. No matter where you’re going, you can use your points to book a flight and a place to stay.

It may seem complicated at first, but it doesn’t take that long to get the hang of redeeming your points. And as you search for award travel through the Ultimate Rewards program and its partners, you’ll better understand how to get the most value on every redemption.



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