“The Points Guy” Brian Kelly on how to get the best deals when planning a summer vacation


“The Points Guy” Brian Kelly on how to get the best deals when planning a summer vacation – CBS News


Watch CBS News



Travel expert Brian Kelly joins “CBS Mornings” to share tips on how to get the best deals this summer when booking your next vacation.

Be the first to know

Get browser notifications for breaking news, live events, and exclusive reporting.




Source link

Mistakes to Avoid When Planning Your Memorial Day Getaway, According to Experts




Source link

A travel guide to the best hotels, planning tips and activities






Bergen, Norway: A travel guide to the best hotels, planning tips and activities




















Advertiser Disclosure



Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



Source link

5 tips for planning the perfect baecation


Planning a baecation can be quite stressful and overwhelming because you want to make it special and perfect for each other avoiding any loose ends whatsoever. Here are 5 tips to guide you through planning your perfect baecation and to make the process less daunting;

1. Both parties should be involved in the planning:

Unless it is a surprise vacation from one party to the other, both parties should be involved in the planning process to avoid one party feeling left out during the vacation. Share the responsibilities of the planning between each other according to your strength and weaknesses.

This is very important. Before you get too far along with your planning, you need to agree to a budget on how much would be spent on the vacation, how it will be spent and how much each party is willing to contribute. Try as much as possible not to stray too far away from the laid down budget. This will help you avoid having money conversations during your romantic getaway.

After you have agreed to a budget, make a list of destinations within your budget and select the one that interests you both. Make research about the destination you have chosen to ensure it is one you both will find enjoyable because you don’t want to go to a place that interests only you and not your partner.

Make a list of what you want to do while on the vacation and make a loose schedule of what days you want to do them. It doesn’t have to be regimented, just a general idea of what you want to do on your trip and when. You also need to be flexible and avoid having a tight schedule. The whole point of the trip is to relax and have fun together, just do it in a way you both enjoy.

5. Finally, keep the memories

Have fun on your perfect baecation, but don’t forget to keep the memories. Take pictures, make videos, buy souvenirs and about anything that will always make you remember the time you spent with your partner.



Source link

Must-have tips for planning a stress-free road trip – WISH-TV | Indianapolis News | Indiana Weather


From her breakout performance in “Father of the Bride” films to hit television shows such as “According to Jim” and “Nashville,” Kimberly Williams-Paisley has entertained generations of fans on both big and small screens. But her favorite role is “mom,” and with such an active, busy life, family vacations are important to Kimberly.

Summer is on the horizon and experts are predicting one of the biggest summer travel seasons ever, Kimberly has partnered with Hilton to share her game-changing tips to make your next getaway more enjoyable, convenient and stress-free. Whether it’s finding a room with enough space for everyone in the family, including the pet, or booking a hotel that lets busy moms like Kimberly finally enjoy a break during breakfast.

She joined us Monday on “All Indiana” with advice to make your next trip a breeze.





Source link

5 Ways To Include Your Children In Your Estate Planning


Inheritance is a complicated issue for many families. One of my clients was thankful for the money from his great grandfather, but didn’t understand why he had to wait when he could have used the money sooner. He also didn’t know that side of the family as well, so the whole thing made him uncomfortable.

When I thought about his comments, I could see his point and empathize. This is another reason why inheritance, whether it’s money or a family business, rarely goes past the second generation. The stories of the family, the values, what happened to attain the money, and the purpose of the inheritance is lost because time was not taken to plan or communicate. In my 24 years of helping clients and families, I have seen the unfortunate squandering and lack of direction when inherited family wealth occurs. But, it doesn’t have to be that way. I’ve found that a few pointed topics can guide a family and prevent confusion.

1. Discuss Family History

As you have read about my client’s situation, family history is important. The goal is to prevent confusion for your family as you decide on your assets and inheritance. Most children and grandchildren are interested in their family’s origin, and this includes careers and any legacy planning. The origin of the inheritance, along with stories about hard work and sacrifice, typically encourages future generations to appreciate it more. One of the best ways to start the conversation is to answer a few simple questions during a family meeting. This should be a fun, relaxing time for your children and grandchildren to listen and ask questions. It’s better to discuss this now rather than after you’ve passed away.

Pro Tip

Three Important Questions to Ask:

1. Are you planning to leave any inheritance?

2. What is your reasoning behind your legacy plan?

3. Why are you discussing it now?

2. Explain Your Wishes

The best way to discuss your wishes with your family is to share your values and the mission and purpose of the money you have inherited. Then, paint a vision for the family. Your family may be confused about your decisions, so take the time to listen to their concerns. Avoid confrontational language, but allow them to voice their questions. If you don’t understand what they are asking, have them clarify their question. Do not react to any of the questions regardless of how you feel. Remember, they are entitled to their opinions and feelings as well. 

Pro Tip

Make a list of the top issues you want to verbally cover with your family. You don’t want them to hear about your wishes being read by a stranger in your last will and testament! Your family should know your financial wishes, health directives, living arrangements, funeral wishes, and where to find all your important documents.

3. Show Them Your Documentation

Where you keep your information is just as important as your assets. I can tell you, from losing two parents in a short amount of time, it was crucial to understand where all of their essential documents were located. You’ll want to make sure your family knows your estate planner’s name and number, your financial advisor’s name and number, your bank account information, any pension information, the deed or note on your home, the executor of the estate, your legal name, and your social security number. Be sure to keep all financial documents and planning notes in a secure location where only you or an authorized individual can access them.

4. Seek Professionals Help

You always need estate planners and financial advisors, the key is when to bring them in. Sometimes, they are a great third party that can guide everyone. I have had several meetings listening to the goals of each party, and I can bring everyone together without a bias being in the family. It gave the family an opportunity to have a listening ear. The key is to bring in advocates or experts who are great listeners. You don’t want to invite financial advisors or estate attorneys because you think you should, or someone told you to include them. You should add them to the conversation if you think they can help move the process forward.

5. Involve In-Laws

This might make you think, you’re kidding, right? I’m not. In-laws can be very helpful in this process. They can provide feedback from their own experiences or may be able to add additional information to the conversation that you may not be aware of. The question to ask is do those in-laws share your family values? Do you want their opinion or feedback? Only you can answer those questions.

I want to leave you with one final question to ask: What is the purpose of inheritance in your family? Everyone will have a different answer, but within those differences lies the answer to one similarity. Those answers will provide clarity and purpose and guide you to a plan that can be accepted by your family while leaving your wishes intact.

Stay up to date on all of our retirement tips:



Source link

Best itineraries, planning tips and things to do






Great Lakes cruise guide: Best itineraries, planning tips and things to do




















Advertiser Disclosure



Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



Source link

Here are some etiquette tips if you are planning to visit Japan’s therapeutic onsens (hot springs):


If you’re sore from hiking or tired from Izakaya-hopping in Japan, there’s a perfect way to unwind—sink into one of the many warm and fuzzy onsens (hot springs). Rooted deeply in the Japanese culture, these baths are considered therapeutic, mystical and holy.

How they came about is not clear, but they are believed to date back to the first century. One finds their reference in the Nihon Shoki, the second-oldest book of classical Japanese history. Once the railways developed in the island nation, onsens moved up in status from being a traditional endowment that could only be accessed by the nobility and warrior clans, to one of the island nation’s top touristy attractions today, gathering name, fame and carving an identity for itself.

Back in the day, these baths were called ‘health resorts’ and were a thing of luxury, especially in the Kamakura period (1192 to 1333), also the time when feudalism was gaining root in Japan.

While there are hundreds of onsens in Japan, some of the best ones are located in the country’s northern island of Hokkaido. Owing to a lot of geothermal activity (hot springs are heated by geothermal heat) in the area, there are several peaceful ones to choose from. But mind your etiquette before you take a dip.

* Swimsuits, wraparounds, and towels should not be taken into the water. Even though some of the modern ‘konyokus’ or mixed-gender baths, allow bathers to wear wraps, traditionalists cringe at the thought. These springs are traditionally meant for nude bathing.
* Do not jump into the water. Ease yourself in. Onsen’s should not be treated like swimming pools. Do not wear goggles or swimming caps.
* You are expected to remove makeup before entering an onsen. Most baths will provide a cleansing oil, but you can use your own too.

Wash before you head into the waters. This is done to maintain hygiene and to prevent a heat shock upon entering, as bathing before will neutralise the body’s temperature. Be careful as to not occupy the washing space for too long.

* Tie your hair in a ponytail or bun if you have long hair.
* Certain onsens prohibit people with tattoos as the social stigma around them is very strong, however, things are changing.
* Do not be noisy: Locals enjoy these baths for relaxation. Loud chatters can be disturbing.
* Phones should not be carried in the bath nor should they be used in the changing room. It is. 
* People with BP conditions should consult their doctor before heading to an onsen. In the hot water, blood vessels widen and blood pressure decreases. But when you leave the water, these blood vessels contract, increasing pressure immediately.
* Do not use other people’s shampoos if you see them lying around. Only use the ones provided by the resort or carry your own.  
* Do not carry liquor or tobacco into the water.
* Running around or creating a nuisance of any kind won’t be taken kindly. 

Once you have check-listed the above, you are free to enjoy the many benefits of the healing waters. It is especially great for those suffering from rheumatic conditions and sleeping disorders. Because the water has a high concentration of silica, a chemical compound that promotes the production of collagen, it treats rough or eczema-prone skin very well. Need any more reason to travel for to experience one?

Fact check

* Just because there is a warm body of water, does not mean it is an onsen. It has to be a certified bath to be considered an onsen.
* The water temperature must be over 25°C.
* An onsen derives its therapeutic value through its mineral content. These include calcium, sulphur, iron, and magnesium.
* There is no standard colour of an onsen’s water. It can range from clear to cloudy.

Once the railways developed, onsens moved up in status from being a traditional endowment that could only be accessed by the nobility and warrior clans, to one of the top touristy attractions today



Source link

Tips for planning, saving money


ORLANDO, Fla.This article first appeared in our Help Me Hank Newsletter. Click here to sign up for the newsletter, or use the form at the bottom of the article.


Greetings from the happiest (and in my opinion, the most expensive) place on Earth.

This week, my family made our way down to Disney World in Orlando, Florida. It was a great trip.

This type of trip, especially in this economy, takes some time and creativity to plan. I also learned some things from other parents, so I thought I would share some hacks with you all this week!

Planning your trip

First of all, if you want to go to Disney World this year or next, start planning now.

We started booking “moments” (i.e.: a meeting with Princess Belle) in January this year. These activities fill up fast. You can do a lot on your own using the Disney app, or you can hire (not cheap) a Disney insider or travel agent to assist.

Ad

Disney does have representatives available who can offer free tips and help.

AAA sometimes offers discounts on tickets to the resort, and other insurance providers may, too (especially when it comes to car rentals). Some employers offer discounts on everything from hotels to park hoppers, so check with your work team during your planning.

At the park

We decided to go to the park each day at 11 a.m. Were told the 8 a.m. rush lines are long, and we wanted to avoid that. Going at 11 a.m., we never got stuck in line!

The parks are filled with employees who are there to help. We would often ask the staff members: “If you had 1 hour right now, where would you go?” They pointed us into some great pockets of the park that we may have otherwise ignored.

I waited until we were in Orlando to buy all the Disney swag. We bought all of our Disney hats, t-shirts and glasses at CVS and Walmart, rather than in the park.

Ad

Inside the Disney resort, a shirt costs around $29, while at CVS, shirts were $9 or cheaper. Rather than splurge on clothes, save your cash and splurge on an experience in the park that your little one may remember.

Also, keep in mind that you can bring water and snacks into Disney World. Again, I loaded up on food and water at CVS, and it saved us a lot of money. A bottle of regular water can cost $5.99 in the park.

Overall tips

There are thousands and thousands of black strollers at Disney. Some people made signs or tied balloons onto their strollers to make theirs stand out. It’s a great idea. Sometimes, Disney staff members move your stroller when you’re on a ride, and it can be hard to find afterward.

(WDIV)

The crowds are huge, and while we always held hands as we walked, the thought of losing your little one is terrifying. Some suggest discretely writing your name or number on a name tag, or placing an Apple AirTag in your child’s pocket. Safety first, right?

Ad

Finally: Have fun! Friends reminded me to enjoy the moment. It can be a stressful experience, but these are moments that go by so fast.

If you have any tips or suggestions, let me know. We can all learn from each other.

Happy travels! Be well. – Hank

Email me or check out @HelpMeHank

hmh (WDIV)

☎️ Drop us a line

Do you have a story you’d like us to look into? You can always get in touch with the Help Me Hank team by shooting us an email, or filling out the form here. You can also call our volunteer tip line: 313-634-WDIV (313-634-9348).

You can find the latest Help Me Hank reports right here on ClickOnDetroit.

Ad


Become an Insider 🌟

Are you a loyal WDIV fan? You need to join our FREE membership program — WDIV Insider. You’ll unlock exclusive contests, articles, quizzes, giveaways, and access to our team! Metro Detroit is a vast, complicated community. We need as much help as possible to tell the stories that matter and make a real difference. As Insider, you’ll help. All you have to do is click here to sign up.

Copyright 2019 by WDIV ClickOnDetroit – All rights reserved.





Source link